Coverage OfferedFarm and Ranch Liability Insurance Commercial and Personal Liability Coverage for Equine Professionals Many equine professionals live where they work. They need asset protection for personal and commercial property. The liability these individuals are exposed to are also both personal and commercial in nature. The Farm and Ranch Liability policy provides coverage for this combination lifestyle.
Stable Liability Insurance Commercial Liability Coverage for Equine Professionals All business owners incur a certain amount of risk by operating a business. A Stable Liability policy is a commercial general liability policy designed specifically for those professionals involved in the equine industry.
Event Liability Insurance Event Liability Coverage for Equine Event Hosts Associations, riding clubs, clinicians, etc. hold events throughout the year at varying venues across the nation. If the venue owner requests proof of insurance, an Event Liability policy is what they are looking for.
Mortality and Theft Insurance Full Mortality and Theft Coverage for Equine and/or Bovine The basis of most equine/bovine insurance policies, and the most important, is the mortality and theft (M&T) insurance. This covers the insured animal against death or humane destruction caused by accident, illness, or disease, with theft included. This is the foundation for any horse insurance policy.
Optional Coverages and Endorsements Additional Options Designed to Close Possible Gaps in Coverage Many options exist to protect you from excessive veterinarian costs, colic surgery, or to protect your horse’s/bull's insurability the year following the current policies expiration. There are many options to choose from.